Germany is a popular destination for international students, including many from India, due to its high-quality education system, vibrant culture, and numerous opportunities. However, living expenses can vary significantly across different cities. This guide explores the most expensive cities to live in Germany for international students, focusing on the cost of living in Germany for Indian students and offering insights into managing living expenses effectively.
Germany offers a wealth of opportunities for international students, but it is essential to understand the living costs associated with studying in different cities. Munich, Frankfurt, Hamburg, Stuttgart, and Berlin are among the most expensive cities to live in Germany for international students. Check out the complete details on the most expensive cities to live in Germany here:
Munich, the capital of Bavaria, is known for its high standard of living and rich cultural scene. It is also one of the most expensive cities to live in Germany. The cost of living in Munich is significantly higher compared to other German cities, with high rents and living expenses.
Expense Type |
Monthly Cost Range (EUR) |
Rent (single apartment) |
800 - 1,500 |
Food |
200 - 300 |
Transportation |
50 - 100 |
Miscellaneous |
100 - 200 |
Total |
1,150 - 2,100 |
Frankfurt, Germany’s financial hub, is another city with high living expenses. Known for its skyscrapers and vibrant business environment, the cost of living in Frankfurt includes high accommodation costs and daily expenses.
Expense Type |
Monthly Cost Range (EUR) |
Rent (single apartment) |
700 - 1,400 |
Food |
200 - 300 |
Transportation |
60 - 100 |
Miscellaneous |
100 - 200 |
Total |
1,060 - 2,000 |
Hamburg, Germany’s second-largest city, offers a unique blend of historical charm and modern lifestyle. It is one of the most expensive cities to live in Germany, with high costs for housing, food, and transportation.
Expense Type |
Monthly Cost Range (EUR) |
Rent (single apartment) |
700 - 1,300 |
Food |
200 - 300 |
Transportation |
50 - 100 |
Miscellaneous |
100 - 200 |
Total |
1,050 - 1,900 |
Stuttgart, the capital of Baden-Württemberg, is known for its strong automotive industry. It is also among the most expensive cities to live in Germany for international students, with high living costs driven by accommodation and transportation.
Expense Type |
Monthly Cost Range (EUR) |
Rent (single apartment) |
700 - 1,200 |
Food |
200 - 300 |
Transportation |
60 - 100 |
Miscellaneous |
100 - 200 |
Total |
1,060 - 1,800 |
Berlin, the capital city of Germany, is a hub of culture, politics, and history. Despite being less expensive than Munich or Frankfurt, it is still one of the most expensive cities to live in Germany due to its popularity among students and expatriates.
Expense Type |
Monthly Cost Range (EUR) |
Rent (single apartment) |
600 - 1,200 |
Food |
200 - 300 |
Transportation |
50 - 100 |
Miscellaneous |
100 - 200 |
Total |
950 - 1,800 |
The cost of living in Germany for Indian students can vary significantly based on the city, lifestyle, and accommodation choices. Here’s a breakdown of the living expenses in Germany for Indian students:
Accommodation is typically the largest expense for students. Rent can vary widely depending on the city and type of housing. Shared apartments (Wohngemeinschaft or WG) are a popular and more affordable option compared to renting a single apartment.
Accommodation Type |
Monthly Cost Range (EUR) |
Shared Apartment (WG) |
300 - 600 |
Single Apartment |
600 - 1,500 |
The cost of food in Germany is relatively reasonable. Cooking at home can significantly reduce expenses compared to eating out. On average, Indian students spend around 200 to 300 EUR per month on groceries.
Expense Type |
Monthly Cost Range (EUR) |
Groceries |
200 - 300 |
Eating Out |
50 - 150 |
Germany has an efficient public transportation system. Many universities offer semester tickets that provide unlimited travel on local public transport, significantly reducing transportation costs.
Expense Type |
Monthly Cost Range (EUR) |
Public Transportation |
50 - 100 |
Bicycle |
One-time cost: 100 - 200 |
Health insurance is mandatory for all students in Germany. Public health insurance costs around 100 to 120 EUR per month, providing comprehensive coverage.
Expense Type |
Monthly Cost Range (EUR) |
Health Insurance |
100 - 120 |
Miscellaneous expenses include clothing, leisure activities, phone bills, and other personal expenses. On average, students spend around 100 to 200 EUR per month on these items.
Expense Type |
Monthly Cost Range (EUR) |
Miscellaneous |
100 - 200 |
Create a Budget: Track your monthly income and expenses to manage your finances effectively.
Save on Rent: Consider shared apartments or student dormitories to reduce accommodation costs.
Cook at Home: Preparing meals at home is more cost-effective than eating out.
Use Student Discounts: Take advantage of student discounts on transportation, entertainment, and shopping.
Plan Ahead: Set aside money for unexpected expenses and emergencies.
Many universities and organizations offer scholarships and financial aid to international students. Research and apply for scholarships that can help cover tuition fees and living expenses.
International students in Germany are allowed to work part-time during their studies. This can provide additional income to help cover living costs. Common part-time jobs include working in cafes, restaurants, and retail stores, or as research assistants at universities.
Job Type |
Average Hourly Wage (EUR) |
Cafe/Restaurant Work |
9 - 12 |
Retail Work |
9 - 12 |
Research Assistant |
10 - 15 |
By planning and budgeting effectively, Indian students can manage their living expenses and enjoy a rewarding academic experience in Germany. For personalized guidance and support in your study abroad journey, consider reaching out to AcadFly Counsellor. They can help you navigate the complexities of studying and living in Germany and achieve your academic and career goals.
1. What are the most expensive cities to live in Germany for international students?
The most expensive cities to live in Germany for international students are Munich, Frankfurt, Hamburg, Stuttgart, and Berlin.
2. What is the average cost of living in Germany for Indian students?
The cost of living in Germany for Indian students typically ranges from 800 to 1,500 EUR per month, depending on the city and lifestyle.
3. How can I reduce living expenses in Germany?
To reduce living expenses in Germany, consider living in shared apartments, cooking at home, using student discounts, and working part-time.
4. Are there scholarships available for international students in Germany?
Yes, there are numerous scholarships and financial aid options available for international students in Germany, offered by universities and various organizations.
5. Can international students work part-time in Germany?
Yes, international students in Germany are allowed to work part-time during their studies, which can help cover living expenses.